Main Features - Money Express Prepaid MasterCard®

Card To Card Sharing

Our Prepaid Cards have been designed so that funds can be effortlessly shared from card to card using our innovative Money in Minutes facility, share money with friends and family wherever they are, worldwide with a simple SMS message.

Because we aren't bound by high street agents we can keep our costs to a minimum, we charge just 2.5% for any card share transaction. That's only £5.00 for £200.00! The transactions are not limited to high street store opening times so the transaction can be completed any time, anywhere simply using your mobile phone.

Instructions
Text SHARE to 80800
(Include the amount you wish to share (££.PP) and the last four digits of the card you are sharing with)   

If you wanted to share £100.00 to card number 1234 this is the TEXT message you’d send:

SHARE 100.00 1234

You’ll receive a TEXT back that asks you to confirm the cash share by way of the secure code you created during your account setup and that’s it!  Remember – because you are the primary account holder you say how much is available to your family or friend, you stay in control

(Your mobile phone number and security code needs to be set during account creation to use this service, click here to make sure these are set  in your secure account area)

Going Abroad? Use Your Money Express Prepaid MasterCard

Our Prepaid Cards are an ideal alternative to carrying local currency or travelers cheques and as long as the PIN is not disclosed a more secure alternative.  You can use your Money Express Card at any of the 28.5 million worldwide locations that carry the MasterCard Acceptence Mark. These include bars, resturants and high street stores.

Our Prepaid Card offers an excellent exchange rate which is set each day MasterCard. No further charges are applied by Money Express for exchange facilities.

Going away? Don’t forget your Money Express Prepaid MasterCard, an all in one solution for those trips abroad.


*There is a daily maximum withdrawal amount of £250 and/or 2 ATM transactions per day.

Loading Your Money Express Prepaid MasterCard

Your new Money Express Prepaid MasterCard can be topped up once a day up to a value of £2500 (debit card and PayPoint loads are set at £250), the minimum top up amount is £20.00 and to make our Prepaid Cards as accessible as possible we have made sure that just about all top up methods are catered for:

  • Direct wage payment
  • Online transaction using your debit card
  • Online banking
  • PayCash with PayPoint

Load Your Wages Directly On To Your New Money Express Prepaid MasterCard

This is a convenient and cheap method of topping up our Prepaid Cards, it is a free services we offer all our card holders, simply download and print the form here.  Then fill in the details and pass to your employer.

You don’t need to do anything else!  We will ensure funds received from your employer are credited to your card as soon as possible which means you’ll never be without your wages. 

Load From A Debit Card Directly On To Your Money Express Prepaid MasterCard
 
You can load a maximum of £250 directly from your own debit card, this is an ideal loading choice for those who wish to use our cards for online shopping, the transaction is instantaneous so no waiting for cash loads to be processed.  There’s no link to your bank account making our cards the perfect secure on line shopping choice.

Click here to login to your secure member account area

Transfer Funds From Your Bank Account Directly To The Money Express Prepaid MasterCard

To use this method of loading your new Prepaid Card you’ll need access to internet banking facilities, this can be arranged through your own bank. Once you have internet banking access simply make a payment or funds transfer from your bank account; please remember to use the 16 digit card number within the reference field.

Click here to login to your secure online account area. You'll find the complete instructions and our account details to where the money should be transferred by clicking the load card button.

Remember; Use the 16 digit card number as your reference or there could be a delay in crediting your card.

Top Up Your New Money Express Card Using PayCash with PayPoint

This is probably our most accessible avenue of topping up, click here to find your most convenient PayPoint store. To use this method login to your secure customer account area here and select PayPoint.

Simply complete the online form and make a note of the barcode number once the top up is complete.  You simply then take the bar code number to your local PayPoint store.  Tell them you wish to pay for your PayCash with PayPoint Voucher and give the shopkeeper the cash. Simple!

(The maximum you can top up using this method is £250)

PayPoint

Please remember the minimum load amount is £20 and, depending on the loading method you choose could take up to three working days for the funds to be available on your card.

Using The Money Express Prepaid Card To Help Manage Your Money

Your new Money Express Prepaid MasterCard can be the perfect tool to use for those who are on a tight budget and want to manage their money.

Check the balance of your card on the move with our SMS Balance Service.

Instructions
Text BALANCE to 80800
(Include the last four digits of your card number)   

Here is the TEXT message you’d send:

BALANCE XXXX
(XXXX being the last four digits of your card number)

(Your mobile phone number needs to be set during account creation to use this service, click here to make sure these are set  in your secure account area)

From your secure, online account you are able to monitor your spending, not just from your card but from all cards linked to your account – it’s a simple and convenient way of managing your money. 

Some other Prepaid Cards allow fund sharing against the whole balance on the account but the Money Express Prepaid MasterCard allows you to control how much is shared to the Yellow Card* keeping you in control of the whole account.



*The Yellow Card is the Secondary Card on the account.

The Money Express Prepaid MasterCard

Because the Money Express Prepaid Card is branded by MasterCard it can be used wherever the MasterCard Acceptance Mark is displayed; currently at 28.5 million locations including bars, restaurants and high street stores worldwide and as long as your PIN is not disclosed carrying our Prepaid Card is a safe alternative to carrying cash.

Apart from using the card for every day purchases you can also use you Money Express Card for:

  • Secure Online Purchases
  • Telephone Purchases

Secure Online Purchases Using Your Money Express Prepaid MasterCard

Because there is no direct link between your Money Express Prepaid Card and your bank account our Prepaid Card can be a secure way of shopping on line. You control the amount of funds you put on to the card so if the worst does happen you’re not going to lose all the cash in your bank account.

 

Registered Offices: 36 Victoria Street, Douglas, Isle Of Man IM1 2LB. Registered No: 111982C - Terms And Conditions

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International . The Money Express card is issued by Newcastle Building Society ("NBS") pursuant to licence by MasterCard International. NBS is authorised and regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058). NBS subscribes to the Banking Code, copies of the Code are available upon request.cardsolutions@newcastle.co.uk